Would you like to treat yourself but your salary does not allow it? Are you tired of spending your day working and not reaching the end of the month? Whether you want to make a small getaway, change your car for a new one or just need urgent money for a small unforeseen event, you are at the right place
With Loanzone you will get the money you need in just 15 minutes. Yes, as you hear it. In addition, the procedure to request the loan is very easy and fast. Forget about leaving home, waiting hours and hours to know if you have accepted the money request or to do all the paperwork.
Requesting a mini-loan with this financial institution is as simple as requesting the amount you require, waiting for approval in a matter of minutes and receiving your money will be made immediately.
But best of all, the commissions are very low, they grant you the loan even if you are registered with financial credit institution (as long as your debt does not exceed € 1,500), and they have a very high approval rate (around 90, 87%) What more could you want?
Do you have it decided? If you want to ask for your loan in this entity you just have to go to www.Loanzone.es and ask for your money instantly. Keep in mind that if you are a new customer you can only order up to € 300, but otherwise you can make a request for up to € 500.
That you still have doubts? Do not worry because we will talk to you in great detail about the microcredits of Loanzone.es. Pay attention to the following!
How to ask for your loan?
As we have indicated before, you can request a maximum of 300 euros if it is the first time you request a microcredit with this entity and up to 500 euros if you are already a Loanzone customer. And the deadline to return it? You have to choose from 5 to 30 days to make the money back.
But how does Loanzone work? To request your money injection you will only have to follow a few simple steps from the website of the financial institution. This way you will save the long waits in the bank. Take note of the entire procedure!
First step: you have to enter the online platform www.Loanzone.es and place your order through the virtual simulator that puts the entity at your disposal. You have to enter the following information:
- The amount of money you want to ask, which can be from € 50 to € 500 or € 300 in the case of being your first loan.
- The days through which you plan to return your credit. In addition, in the online simulator you can see the interest and the total you will have to pay.
Second step: complete the loan application form with your personal, contact, and financial and bank details.
Third step: the third step consists in the evaluation of the requirements met, the system yields a response within 15 minutes. In the case of new customers, the system must verify not only the data but also the identity and a confirmation will be made by phone call.
Fourth step: if your loan is approved, within 15 minutes you will receive the money in your bank account.
What requirements must you meet to apply for the loan?
Now that you know how you have to request your money, it is important that you keep in mind that you need to meet the requirements requested by the financial institution in order to receive your mini-credit:
- Be a resident in Spain.
- Be between 21 and 75 years old.
- Have demonstrable monthly income.
- Have internet access, own email, bank account you own and a mobile or landline phone.
Does Loanzone grant credit with financial credit institution?
Does your name appear on the financial credit institution list? The vast majority of fast credit institutions do not usually lend money if the applicant’s profile is registered in financial credit institution.
On the other hand, you can enjoy the microcredits instantly from Loanzone if your debt does not exceed € 1,500. Do I have to make a special request? If your debt is less than € 1,500 you will only have to ask for your loan, like any other user and wait for the response from the mini-credit institution.
Do you want to apply for your loan with Loanzone? Enter here to request it.
What interests does Loanzone contain?
As we indicated earlier, this entity contains a fairly low interest rate with respect to other microcredit entities. But how can you know what interest rate contains the amount of money you plan to request? If you want to discover the fee that Loanzone will charge you, you can do it easily in the online simulator available to users on their website.
Is this simulator free? That’s right, you can use it with total peace of mind because the entity puts it at your disposal so you can see that there is no trap or cardboard.
But so that you can have an approximate of the total that you will have to pay back for your loan, we will illustrate with three simple examples:
- If you ask for a loan of € 100 to be repaid in 10 days: You will have an interest rate of € 7, the total being € 107.
- On the other hand, for a credit of € 300 to be returned within 30 days: The interest you will have to pay is € 60. So the total you will have to return is € 360.
- What do you prefer a € 500 loan to repay in 30 days? In this case the interest rate will be € 100 and the total to pay € 600.
Surely now it has become clearer to you the amount that you will have to pay back when you apply for your fast loan.
And the loan repayment?
If you do not want the entity to charge you an interest for late payment, we recommend that you repay the loan on the scheduled date or request a longer repayment period from the beginning. This way you will avoid the occasional headache.
What happens if you do not return the credit? In the case of default, the interest rate of the money that the entity has lent you will be added and your name will appear in a list of delinquents.
It is also essential that you keep in mind that the online platform does not have an active extension request policy.
What do users think they have already tried Loanzone?
If this fast microcredit entity still does not convince you, you better pay attention to what customers who have trusted Loanzone say to ask for a small injection of money.